Inherit Intelligently, Retire Powerfully

Overview

Inherited retirement accounts have changed’and smart planning matters more than ever. In this course, Mike Harris, associate professor in charge of retirement studies at the College for Financial Planning, breaks down inherited retirement account planning under the SECURE Act and SECURE 2.0. Participants will gain clarity on complex distribution rules and learn actionable strategies to protect retirement savings while navigating taxes with confidence and compliance.

Highlights

Prerequisites

Work experience in tax planning or tax compliance, or an introductory course in taxation.

Objectives

• Identify key changes introduced by the SECURE Act and SECURE 2.0 affecting inherited retirement accounts and distribution rules.
• Recognize strategies for using inherited retirement distributions to enhance retirement savings without increasing overall tax liability.
• Identify factors that influence planning decisions for beneficiaries, including age, compensation, and access to employer-sponsored retirement plans.
• Recall common compliance and planning considerations related to Roth strategies, charitable distributions, and required minimum distributions.

Preparation

None.